What to Do if Your Car Gets Flooded
Flooded roads and streets are a common sight during the rainy season, and it is only natural to encounter an unexpected flood while driving. It can be a challenge to tackle such situations, especially if your car gets flooded. Floods can cause severe damage to your vehicle, and they can also be dangerous if you don’t know how to handle them. Here are some of the essential tips to follow if you find yourself in this situation.
Safety is the top priority when dealing with floods. It is necessary to stay calm and keep your focus on getting yourself and everyone inside your car to safety. Turn off the engine and get out of the vehicle. If the water is deep enough that it reaches the bottom of your vehicle, it’s not safe to remain inside. Be cautious not to step into the water, as it can contain bacteria and other hazardous material that can harm you.
Document the Damage
Once you are out of the car and in a safe place, assess the damage on your vehicle. Take pictures of your car’s exterior and interior to document the level of damage caused by the water. Having photographic evidence will help your insurance adjuster to determine the extent of the damage and estimate repair costs.
Contact Your Insurance Company
Next, you have to contact your insurance company as soon as possible to report the damage. Your insurance company will guide you through the process of filing a claim and give you advice on how to proceed. Your insurance policy may include flood coverage, so make sure you clarify this with your insurance adjuster or agent.
Avoid Starting Your Engine
Do not try to start your engine immediately after a flood. Trying to start the engine may cause more damage to your car’s electrical and mechanical components. Instead, have your car towed to a reliable auto repair shop where a certified mechanic can assess the damage. The mechanic will carry out an inspection and determine which components need to be repaired or replaced before it is safe to start the engine.
Repairing a flood-damaged car can be a time-consuming process. Be patient while your car is being evaluated and determining the extent of the damage. Some parts of the car, such as electrical systems, may take longer to identify and repair. During this downtime, stay in touch with your insurance adjuster and the auto repair shop to stay on top of the situation’s progress.
In conclusion, floods can be dangerous and damaging to your car, but knowing what to do if your car gets flooded can help keep you safe and minimize the damage. Always prioritize your safety, document the damage and report it to your insurance company, avoid starting your engine, and be patient while the car undergoes repair. Following these steps will help to get your car back on the road as soon as possible.